NATIONAL CREDIT&COMMERCE BANK LTD

NATIONAL CREDIT&COMMERCE BANK LTD is neither a factory nor a trader. It is a commercial bank.

Company Introduction:

National Credit and Commerce Bank Limited (NCC Bank Ltd) is a prominent private commercial bank in Bangladesh. Established in 1993, NCC Bank has grown to become a significant institution within the country's financial landscape.

The bank offers a comprehensive suite of banking and financial services to individuals, small and medium-sized enterprises (SMEs), and large corporations. These services include retail banking, corporate banking, SME financing, foreign exchange services, treasury operations, and various deposit and loan products. NCC Bank is committed to providing innovative and customer-centric financial solutions through its extensive network of branches, sub-branches, and ATMs across Bangladesh.

NCC Bank aims to play a vital role in the economic development of the nation by fostering trade, commerce, and industrial growth, while adhering to strong corporate governance and social responsibility principles. It strives to be a trusted financial partner for its diverse customer base.

National Credit & Commerce Bank Ltd (NCC Bank) in Bangladesh offers a comprehensive range of banking products and services. These include:

Retail Banking

Deposit Products: Savings Accounts, Current Accounts, Fixed Deposit Receipts (FDRs), Special Deposit Schemes (e.g., Monthly Savings Scheme, Millionaire Deposit Scheme).

Loan Products: Personal Loans, Home Loans, Auto Loans, Education Loans, Doctor's Loans, Small and Medium Enterprise (SME) Loans, Agricultural Loans.

Card Services: Debit Cards (Visa, MasterCard), Credit Cards (Visa, MasterCard).

Remittance Services: Local and international money transfer services.

Locker Services.

Corporate Banking

Project Finance.

Working Capital Finance.

Trade Finance: Letter of Credit (LC) services, Bank Guarantees, Export Bill Discounting, Import Financing.

Syndicated Loans.

SME Banking

Various loan and financing facilities specifically designed for Small and Medium Enterprises, including term loans and working capital solutions.

Islamic Banking

Shariah-compliant deposit products (e.g., Mudaraba Savings, Mudaraba Term Deposits).

Shariah-compliant investment and financing products (e.g., Murabaha, Musharaka, Ijara).

Digital Banking

Internet Banking.

Mobile Banking (NCC Mobile App).

SMS Banking.

ATM Services.

Treasury Operations

Foreign Exchange transactions.

Money Market operations.

Investment in Government Securities.

Agent Banking

Banking services extended to remote and underserved areas through authorized agents, including account opening, cash deposit, and withdrawal services.

Other Services

Collection of utility bills.

Pay order and demand draft issuance.

Safe deposit locker facilities.