SAUDI INVESTMENT BANK

The Saudi Investment Bank (SAIB) is a Saudi Arabian joint stock company established in 1976. It is a leading financial institution, and it is neither a factory nor a trading company.

SAIB operates primarily in the banking and financial services sector, offering a comprehensive range of banking and investment products and services. These include corporate banking, retail banking, investment banking, and treasury services to individuals, corporations, and government entities across the Kingdom of Saudi Arabia. Its headquarters are located in Riyadh. The bank aims to meet the evolving financial needs of its clients through innovative solutions and a strong commitment to customer service.

The Saudi Investment Bank (SAIB) provides a wide range of financial and banking products and services to individual, corporate, and institutional customers. The products are categorized below:

PERSONAL BANKING PRODUCTS

Accounts and Deposits

- Current accounts

- Savings accounts

- Time deposits and Murabaha deposits

Financing Products

- Personal finance (Sharia-compliant)

- Home finance (mortgages)

- Auto finance and leasing

Cards

- Credit cards with reward programs

- Debit cards

- Multi-currency prepaid travel cards

CORPORATE BANKING PRODUCTS

Corporate Finance

- Working capital financing

- Medium and long-term loans

- Project and structured finance

Trade Finance

- Letters of credit

- Letters of guarantee

- Documentary collections

Cash Management and Transaction Banking

- Payroll solutions (Wages Protection System)

- Liquidity management

- Merchant acquiring services and Point of Sale (POS) terminals

TREASURY AND INVESTMENT PRODUCTS

Treasury Services

- Foreign exchange transactions

- Money market placements

- Hedging and risk management solutions

Investment Services (offered through its investment arm, Alistithmar Capital)

- Asset management and discretionary portfolios

- Mutual investment funds (covering equities, real estate, and money markets)

- Local, regional, and international brokerage services

- Corporate finance and advisory services (such as IPOs and mergers)

DIGITAL BANKING PRODUCTS

- Internet banking portals for individuals and corporates

- Mobile banking applications

- E-wallet and digital payment solutions