THE ORDER OF BANKISLAMI

BankIslami Pakistan Limited Company Introduction

BankIslami Pakistan Limited is a pioneering Islamic financial institution in Pakistan. It commenced its operations on March 31, 2006, as the first scheduled Islamic bank in the country. BankIslami is dedicated to providing a comprehensive range of Shariah-compliant banking products and services to its diverse clientele. These services encompass retail banking, corporate banking, small and medium-sized enterprise (SME) banking, and trade finance, all designed to adhere strictly to Islamic principles. The bank operates through an extensive network of branches across Pakistan, aiming to foster economic growth and financial inclusion in accordance with Islamic values.

Factory or Trading Company:

BankIslami Pakistan Limited is neither a factory nor a trading company. It is a financial services provider, specifically an Islamic bank.

BankIslami Pakistan offers a comprehensive range of Shariah-compliant financial products and services. These include:

Retail Banking Products:

Current Accounts (Non-Interest Bearing)

Savings Accounts (Based on Mudarabah or Wakalah)

Term Deposit Accounts (Based on Mudarabah or Wakalah)

Debit Cards

Shariah-Compliant Credit Cards (e.g., based on Ujrah or Tawarruq)

Mobile Banking Services

Internet Banking Services

ATM Services

Consumer Financing (e.g., Auto Ijarah, Home Musharakah)

Personal Finance (e.g., Goods Murabaha)

Remittance and Funds Transfer Services

Bancassurance (Takaful products)

Corporate and Investment Banking Products:

Trade Finance (e.g., Import Murabaha, Export Wakalah)

Project Finance (e.g., Istisna, Musharakah)

Working Capital Finance (e.g., Murabaha, Wakalah)

Corporate Deposits

Cash Management Services

Treasury Products (e.g., Interbank placements)

Investment Banking Advisory

Small and Medium Enterprise (SME) Banking Products:

SME Financing (e.g., Murabaha, Ijarah)

SME Deposit Accounts

Trade Finance for SMEs

Agricultural Financing:

Shariah-compliant financing solutions for the agriculture sector.

These products and services adhere strictly to Islamic Shariah principles.