GARANTI BANKASI A.S.

GARANTI BANKASI A.S. Company Introduction:

GARANTI BANKASI A.S., commonly known as Garanti BBVA, is one of Turkey's largest and most prominent private banks. Established in 1946, it operates across all segments of the banking sector, including corporate, commercial, SME, retail, and private banking. The bank offers a comprehensive range of financial services and products, such as loans, deposits, payment systems, asset management, and investment banking. Garanti BBVA is recognized for its strong brand, extensive distribution network, and pioneering efforts in digital banking and technological innovation within the Turkish financial landscape. As of 2011, a majority stake in Garanti BBVA is held by the Spanish banking group Banco Bilbao Vizcaya Argentaria (BBVA).

Factory or Trader:

GARANTI BANKASI A.S. is neither a factory nor a trader. It is a financial institution, specifically a bank, providing banking and financial services.

Garanti BBVA (formerly Garanti Bankası A.S.) in Turkey produces and sells a wide range of financial products and services, typical of a universal bank. These include:

Retail Banking Products and Services:

Deposit Accounts (Current Accounts, Savings Accounts, Time Deposit Accounts)

Consumer Loans (Personal Loans, Mortgage Loans, Auto Loans)

Credit Cards (Various types, including reward programs)

Debit Cards

Investment Products (Mutual Funds, Stocks, Bonds, FX trading)

Insurance Products (Life Insurance, Health Insurance, Home Insurance, Auto Insurance - often in partnership with insurance companies)

Private Banking Services

Digital Banking Services (Mobile Banking, Internet Banking)

Payment Systems (Bill Payments, Money Transfers)

Corporate and Commercial Banking Products and Services:

Corporate Loans (Working Capital Loans, Investment Loans, Project Finance)

SME Loans (Small and Medium-sized Enterprise Loans)

Cash Management Services (Payment and Collection Systems)

Trade Finance (Letters of Credit, Guarantees, Export/Import Financing)

Foreign Exchange and Derivatives

Investment Banking Services (Mergers and Acquisitions Advisory, Capital Markets Services)

Treasury Products

Syndicated Loans

Factoring and Leasing Services (often through subsidiaries)

Other Services:

ATM Services

Safe Deposit Boxes

Investment Advisory

Asset Management