TO THE ORDER OF SHAHJALAL ISLAMI BA

Shahjalal Islami Bank Limited

Company Introduction:

Shahjalal Islami Bank Limited (SJIBL) is a private commercial bank in Bangladesh. It operates under the principles of Islamic Shariah. The bank was established in 2001 with the aim of providing modern banking services while adhering to Islamic financial practices. It offers a wide range of conventional and Islamic banking products and services, including deposits, loans, foreign exchange, remittance, and various investment schemes. SJIBL serves individuals, small and medium enterprises (SMEs), and corporate clients across Bangladesh through its extensive network of branches and ATM booths. The bank is committed to contributing to the socio-economic development of the country through ethical and transparent financial operations.

Factory or Trader:

Shahjalal Islami Bank Limited is neither a factory nor a trader. It is a financial institution, specifically a commercial bank.

Shahjalal Islami Bank PLC, a financial institution in Bangladesh, offers a range of Islamic banking products and services. These include:

Deposit Products:

Savings Accounts (Mudaraba Savings Accounts)

Current Accounts (Al-Wadeeah Current Accounts)

Fixed Deposit Accounts (Mudaraba Term Deposit Accounts)

Special Deposit Schemes (e.g., Hajj Savings Scheme, Marriage Savings Scheme, Education Savings Scheme, Monthly Profit Deposit Scheme)

Financing Products (Sharia-compliant, based on principles like):

Murabaha (Cost-Plus Sale) for various purposes including working capital, trade finance, consumer durables, and housing

Mudaraba (Profit Sharing)

Musharaka (Partnership)

Ijarah (Leasing) for assets like machinery, vehicles

Bai-Muajjal (Deferred Payment Sale)

Salam (Advance Payment for Future Delivery)

Istisna (Manufacturing Finance)

SME Financing

Agricultural Financing

Card Services:

Debit Cards

Credit Cards (Sharia-compliant)

Digital Banking Services:

Internet Banking

Mobile Banking (App-based services)

Other Services:

Remittance Services (Inward and Outward)

Locker Services

Trade Finance (Issuance of Letter of Credit, Export Bills Collection, Import Bills Financing)

Treasury Services

Islamic Bank Guarantee

Foreign Exchange Services