TO THE ORDER OF SHAHJALAL ISLAMI

Company Introduction for Shahjalal Islami:

Shahjalal Islami Bank PLC is a private commercial bank operating in Bangladesh. Established on May 10, 2001, under the Companies Act 1994, it provides a comprehensive range of banking and financial services in accordance with Islamic Shariah principles. Its services include deposit accounts, investment products, foreign exchange, remittance services, and various financing options for individuals, small and medium enterprises, and corporate clients. The bank aims to contribute to the economic development of Bangladesh by offering modern, technology-driven, and Shariah-compliant banking solutions.

Regarding whether it is a factory or a trading company:

Shahjalal Islami Bank PLC is neither a factory nor a trading company. It is a financial institution. Its core business is providing banking services, not manufacturing goods or engaging in the direct buying and selling of commodities.

Shahjalal Islami Bank Limited, based in Bangladesh, is a financial institution and therefore offers financial products and services, not manufactured goods. Its offerings are compliant with Islamic Shariah principles.

The products and services provided by Shahjalal Islami Bank Limited include:

1. Deposit Products:

Al-Wadiah Current Account

Mudarabah Savings Account

Mudarabah Term Deposit (Fixed Deposit)

Mudarabah Special Notice Deposit

Mudarabah Hajj Savings Account

Mudarabah Marriage Savings Account

Mudarabah Education Savings Account

Mudarabah Monthly Savings Scheme

Mudarabah Millionaire Savings Scheme

2. Investment Products (Financing Facilities):

Murabaha (Cost-plus financing)

Ijarah (Leasing)

Musharakah (Partnership financing)

Mudarabah (Profit-sharing financing)

Bai-Muajjal (Deferred payment sale)

Istisna (Manufacturing finance)

Salam (Advance payment for future delivery)

Project Finance

Working Capital Finance

Trade Finance (Import and Export financing)

SME Investment (Small and Medium Enterprise financing)

3. Retail Banking Services:

Consumer Investment Schemes (e.g., Home Finance, Auto Finance, Personal Goods Finance)

Shariah-compliant Debit Cards

Shariah-compliant Credit Cards

4. International Trade and Foreign Exchange Services:

Import Bill Financing

Export Bill Financing

Remittance Services (Inward and Outward)

Foreign Currency Accounts

5. Digital Banking Services:

Internet Banking

Mobile Banking

SMS Banking

ATM Services

6. Other Services:

Locker Services

Bank Guarantees

Pay Order / Demand Draft

Collection of Utility Bills