JANATA BANK

Janata Bank Limited is neither a factory nor a trader. It is a financial institution, specifically a state-owned commercial bank.

Janata Bank Limited is one of the largest state-owned commercial banks in Bangladesh, established in 1972 under the Bangladesh Banks (Nationalisation) Order, 1972. It provides a comprehensive array of banking and financial services to individuals, businesses, and government entities. These services include deposit accounts, various types of loans, foreign exchange, trade finance, remittances, and digital banking solutions. The bank operates through an extensive network of branches across Bangladesh, serving diverse sectors of the economy and playing a crucial role in the financial infrastructure of the country.

Janata Bank offers a comprehensive range of banking products and services. These include:

Deposit Products

Savings Accounts

Current Accounts

Fixed Deposit Receipts (FDR)

Short Term Deposit (STD) Accounts

Special Savings Schemes (e.g., Monthly Savings Scheme, Education Savings Scheme, Pensioners' Savings Scheme)

Foreign Currency Accounts (e.g., Non-Resident Foreign Currency Deposit Accounts)

Loan Products

Personal Loans

Home Loans

Auto Loans

Business Loans (Working Capital, Term Loans)

Small and Medium Enterprise (SME) Loans

Agricultural Loans

Industrial Loans

Project Finance

Export and Import Finance

Loans against Deposits (FDR/STD)

Card Services

Debit Cards (Visa, MasterCard)

Credit Cards (Visa, MasterCard)

International Trade and Foreign Exchange Services

Letter of Credit (LC) Issuance and Advising

Export Bill Negotiation and Collection

Import Bill Collection

Foreign Remittance Services (Inward and Outward)

Foreign Exchange Dealings and Currency Exchange

Digital and Automated Banking Services

Internet Banking

Mobile Banking (Apps, SMS Banking)

ATM Services

Other Services

Locker Services

Bank Guarantees

Pay Orders and Demand Drafts

Government Treasury Functions

Collection of Utility Bills

Syndicated Finance

Investment Banking (through subsidiaries)

Brokerage Services (through subsidiaries)