THE MUTUAL

Company Type: Both a factory and a trading company.

Company Introduction:

The Mutual, commonly known as The Mutual Group, is a well-established and diversified conglomerate operating in Bangladesh. It functions as both a manufacturer and a trading entity through its various business divisions and subsidiaries. The Group has significant investments and operations in manufacturing sectors including food products, pharmaceuticals, agro products, and knitwear. Concurrently, it engages in extensive trading, distribution, and other commercial activities, indicating its dual capacity as a producer of goods and a participant in the trade of various commodities.

The Mutual Trust Bank Limited (MTB) in Bangladesh offers a range of banking products and financial services, which include:

Retail Banking:

Savings accounts

Current accounts

Fixed deposit accounts (FDRs)

Loans (Personal loans, Home loans, Auto loans, Education loans)

Debit cards (Visa, Mastercard)

Credit cards (Visa, Mastercard)

Locker services

Internet banking (MTB i-Connect)

Mobile banking (MTB Go)

SMS banking

Bill payment services

Remittance services for receiving money from abroad

Student file services

Corporate Banking:

Working capital finance

Term loans

Trade finance (Letters of Credit, Loan against Trust Receipt, Bank Guarantees)

Project finance

Syndication and structured finance

Cash management services

Foreign exchange services

SME Banking:

Loans and financing solutions for Small and Medium Enterprises

Working capital solutions for SMEs

Trade finance facilities for SMEs

Treasury Services:

Foreign exchange trading

Money market operations

Investment in government securities

Agent Banking:

Providing basic financial services through authorized agents, particularly in rural and remote areas.

NRB Banking:

Specialized services for Non-Resident Bangladeshis, including account opening and investment opportunities.