THE VIETNAM BANK FOR AGRICULTURE

Business Type: Financial Institution (Service Provider)

Company Profile:

Agribank is the largest commercial bank in Vietnam in terms of total assets, capital, network, and customer base. Established in 1988, it operates as a state-owned enterprise under the supervision of the State Bank of Vietnam. The bank specializes in providing a comprehensive range of financial and banking services, with a primary focus on supporting the agricultural and rural development sector. Its core business activities include mobilizing deposits, providing credit facilities, offering international payment services, foreign exchange trading, and various digital banking solutions. Agribank plays a pivotal role in the Vietnamese economy by facilitating capital flow to farmers, rural businesses, and large-scale agricultural projects across the country.

Classification:

It is neither a factory nor a trading company. It is a financial services institution.

Agribank (The Vietnam Bank for Agriculture and Rural Development) is a financial institution, not a manufacturer. Therefore, it does not produce physical goods. Its core business consists of providing financial products and banking services.

Below are the primary services and products offered by Agribank:

Financial Services and Products

1. Credit and Loan Services

Agricultural and rural development loans

Consumer loans for individuals

Business and corporate loans

Export and import financing

Microfinance and poverty reduction credit programs

2. Deposit and Savings Products

Demand deposit accounts

Term savings accounts

Certificates of deposit

Foreign currency savings accounts

3. Payment and Settlement Services

Domestic and international money transfers

Payroll services for businesses

Bill payment services (electricity, water, internet, etc.)

Collection and payment services for enterprises

4. Card Services

Domestic debit cards

International credit cards (Visa, Mastercard, JCB)

Co-branded cards

5. Digital Banking

Agribank E-Mobile Banking application

Internet banking services

SMS banking services

QR code payment solutions

6. Treasury and Investment Services

Foreign exchange services

Government bond trading

Trade finance services (letters of credit, guarantees)

7. Insurance and Bancassurance

Distribution of life insurance products through partnerships with insurance companies

Distribution of non-life insurance products