VIETNAM BANK FOR AGRICULTURE AND

Business Type: Neither a factory nor a trading company. It is a commercial bank.

Company Profile:

Agribank is the largest commercial bank in Vietnam in terms of total assets, capital, branch network, and staff size. It operates primarily in the financial and banking sector. The bank focuses on providing comprehensive financial services, including credit lending, deposits, payment services, and international trade finance, with a strategic emphasis on supporting the agricultural and rural development sectors of Vietnam. It acts as a major financial intermediary rather than a manufacturer or a merchant of physical goods.

VIETNAM BANK FOR AGRICULTURE AND RURAL DEVELOPMENT (AGRIBANK) PRODUCTS AND SERVICES

Banking and Financial Services

1. Deposit Products

Savings accounts, term deposits, demand deposits, and certificates of deposit for individuals and businesses.

2. Lending and Credit Services

Agricultural loans, consumer loans, mortgage loans, business loans, and microfinance services for rural development.

3. Payment and Remittance Services

Domestic and international money transfers, salary payments, and utility bill payment services.

4. Card Services

Issuance of domestic debit cards, international credit cards (Visa, Mastercard, JCB), and co-branded cards.

5. Digital Banking

Mobile banking applications (Agribank E-Mobile Banking), internet banking services, and QR code payment solutions.

6. Trade Finance and International Banking

Letters of credit (L/C), bank guarantees, and foreign exchange services.

7. Insurance and Investment

Bancassurance services through partnerships with insurance providers and investment consulting services.