DUBAI ISLAMIC BANK PAKISTAN LIMITED

DUBAI ISLAMIC BANK PAKISTAN LIMITED is neither a factory nor a trader. It is a financial services provider, specifically an Islamic bank.

Enterprise Introduction:

Dubai Islamic Bank Pakistan Limited DIBPL is a wholly owned subsidiary of Dubai Islamic Bank UAE, the world's first Islamic Bank. DIBPL commenced operations in Pakistan in 2006. It is one of the leading and fastest-growing Islamic banks in Pakistan dedicated to providing Sharia-compliant financial products and services.

DIBPL offers a comprehensive range of banking solutions including retail banking, corporate banking, investment banking, and consumer financing, all structured according to Islamic principles. The bank operates an extensive network of branches across major cities in Pakistan, aiming to cater to the diverse financial needs of its customers while adhering strictly to Islamic finance ethics and standards. Its mission is to be the premier provider of Sharia-compliant financial services in Pakistan, contributing to the economic growth and development of the country.

Dubai Islamic Bank Pakistan Limited (DIBPL) offers a comprehensive range of Shariah-compliant products and services across retail, corporate, and investment banking segments.

Retail Banking Products and Services:

Current Accounts

Savings Accounts

Term Deposit Accounts (e.g., DIBPL Islamic Savings Certificate, DIBPL Islamic Term Investment Certificate)

Auto Finance (Aftaar Car Ijarah)

Home Finance (Aftaar Home Musharakah)

Personal Finance (Aftaar Personal Finance)

Debit Cards (e.g., Classic, Gold, Platinum)

Credit Cards (e.g., Classic, Gold, Platinum)

Bancassurance Products (Takaful)

Online Banking Services

Mobile Banking Services

ATM Services

Remittance Services (Local and International)

Utility Bill Payments

SMS Alerts

Corporate and Institutional Banking Products and Services:

Corporate Accounts

Trade Finance (e.g., Murabaha, Wakala, Letter of Credit, Letter of Guarantee)

Project Finance

Working Capital Finance

Syndicated Finance

Treasury Products

Cash Management Solutions

Financial Advisory Services

Islamic Export Refinance Facility

SME Banking Products and Services:

SME Accounts

SME Working Capital Finance

SME Trade Finance Solutions

Wealth Management:

Islamic Investment Products

The bank primarily operates as a financial service provider, offering these products and services in accordance with Islamic Shariah principles, rather than manufacturing tangible goods.