TO THE ORDER OF BDO UNIBANK

Company Profile: BDO Unibank, Inc.

Nature of Business: Financial Institution (Bank)

BDO Unibank, Inc. is the largest bank in the Philippines in terms of assets, loans, deposits, and trust funds under management. It is a full-service universal bank that provides a wide range of financial products and services to its diverse clientele.

BDO Unibank is neither a factory nor a trading company. Its core business revolves around financial services.

Key Services Include:

Retail Banking: Offering savings and checking accounts, various types of loans (housing, auto, personal), credit cards, and remittance services.

Corporate and Commercial Banking: Providing lending, trade finance, cash management, and other financial solutions for businesses.

Investment Banking: Delivering financial advisory, capital raising, and securities underwriting services.

Wealth Management: Managing trust and investment products, alongside private banking services.

Treasury: Engaging in foreign exchange, money market operations, and derivatives.

Leasing and Finance: Offering financial and operating leases.

Insurance: Providing life and non-life insurance products through its subsidiaries.

Headquartered in Makati City, Philippines, BDO Unibank is a subsidiary of SM Investments Corporation, one of the Philippines' leading conglomerates. It operates an extensive network of branches and ATMs nationwide, catering to individuals, small and medium-sized enterprises (SMEs), and large corporations.

BDO Unibank, Inc. offers a comprehensive range of financial products and services. These include:

Deposit Products

Savings Accounts

Checking Accounts

Time Deposits

Loan Products

Personal Loans

Housing Loans

Auto Loans

Business Loans

SME Loans

Credit Cards

Various types of credit cards for different needs and spending habits

Investment Products

Trust and Wealth Management Services

Mutual Funds

Unit Investment Trust Funds (UITFs)

Bonds and Other Securities

Remittance Services

Local and International Money Transfer

Foreign Exchange

Currency Exchange Services

Insurance Products

Life Insurance

Non-Life Insurance (through partnerships)

Digital Banking Services

Online Banking

Mobile Banking

ATM Services

Corporate and Institutional Banking

Cash Management Services

Trade Finance

Treasury Services

Corporate Loans