EXIM BANK

EXIM BANK Vietnam Company Introduction

EXIM BANK Vietnam, formally known as Vietnam Export Import Commercial Joint Stock Bank (Ngân hàng Thương mại Cổ phần Xuất Nhập khẩu Việt Nam), is a commercial bank. It is neither a factory (manufacturer) nor a trading company.

Established in 1989, EXIM BANK is one of the first joint-stock commercial banks in Vietnam. It provides a comprehensive range of financial products and services to both individual and corporate customers. Its services include:

Corporate Banking: Loans, guarantees, trade finance, international payment services, and other financial solutions for businesses, particularly those involved in export and import activities.

Retail Banking: Savings accounts, current accounts, personal loans, credit cards, and other services for individual customers.

Treasury Services: Foreign exchange, money market, and investment products.

While its name suggests a focus on export and import, its primary role is to facilitate these activities through financial services and support, rather than engaging in the physical production or direct trade of goods. It acts as a financial intermediary and service provider within the Vietnamese economy.

Vietnam Export Import Bank (Eximbank) Products and Services

Eximbank offers a comprehensive range of financial products and services for both individual and corporate customers.

For Individual Customers:

Deposit Products: Savings accounts, current accounts, time deposits, structured deposits.

Loan Products: Consumer loans, housing loans, car loans, study abroad loans, secured and unsecured personal loans.

Card Products: Credit cards (Visa, MasterCard, JCB), debit cards.

Payment Services: Domestic and international remittances, bill payments, payroll services.

Digital Banking: Internet Banking, Mobile Banking, SMS Banking.

Insurance Products: Bancassurance services (life and non-life insurance).

For Corporate Customers:

Deposit Products: Current accounts, time deposits, escrow accounts, capital management accounts.

Credit Products: Working capital loans, investment loans, project financing, import export financing, syndicated loans.

Trade Finance: Letters of Credit (L/C) issuance and advising, documentary collections (D/P, D/A), guarantees, factoring, export credit.

Payment and Cash Management: Domestic and international payment services, cash pooling, payroll services, collection services.

Foreign Exchange: Spot and forward contracts, currency swaps, foreign exchange advisory.

Digital Banking: Internet Banking for Corporates, electronic payment platforms.

Treasury Services: Money market instruments, derivatives.

Advisory Services: Corporate finance advisory, investment advisory.