Company Profile:
BANK AL HABIB LIMITED (BAHL) is a commercial bank based in Pakistan. It is neither a factory nor a trader. Instead, it is a financial institution that provides a wide range of banking and financial services.
The company was incorporated in 1991 and commenced operations in 1992. It is headquartered in Karachi, Pakistan. BAHL offers conventional and Islamic banking products and services to individuals, corporations, and small and medium-sized enterprises (SMEs). These services include deposit accounts, loans, trade finance, treasury services, and digital banking solutions. With a significant network of branches across Pakistan and an international presence, Bank Al Habib Limited is recognized as one of the prominent and well-established banks in the country's banking sector.
Enterprise Products
BANK AL HABIB LIMITED (BAHL) produces or sells the following products and services:
Deposit Accounts: Savings Accounts, Current Accounts, Fixed Deposit Accounts, Foreign Currency Accounts, Term Deposit Accounts.
Lending and Financing: Personal Loans, Auto Loans, Home Loans (Mortgage Finance), Business Loans, Small and Medium Enterprise (SME) Financing, Corporate Finance, Agriculture Financing, Trade Finance (Import and Export Financing), Working Capital Finance, Project Finance.
Cards and Digital Banking: Debit Cards, Credit Cards, Mobile Banking, Internet Banking, ATM Services, SMS Alerts.
Treasury Services: Foreign Exchange Services, Money Market Services, Government Securities Trading.
Remittances: Local and International Money Transfer Services.
Islamic Banking: Shariah Compliant Deposit Accounts (Current, Savings, Term Deposit), Shariah Compliant Financing (Auto, Home, Business).
Bancassurance: Insurance Products (offered through partnerships).
Other Services: Locker Facilities, Utility Bill Payments.