NCC BANK LTD

COMPANY INTRODUCTION: NCC BANK LTD.

NATURE OF BUSINESS: FINANCIAL INSTITUTION

NCC Bank Ltd. is neither a factory nor a trading company. It is a commercial bank, operating as a financial institution in Bangladesh.

NCC Bank Ltd. is one of the leading private commercial banks in Bangladesh. Established in 1985 as a private limited company, it officially commenced its banking operations in 1993. The bank is headquartered in Dhaka, Bangladesh.

As a financial institution, NCC Bank Ltd. provides a comprehensive range of banking products and services to individuals, corporate clients, and small and medium-sized enterprises (SMEs). Its offerings include:

Retail Banking: Personal accounts, various types of loans (home loans, auto loans, personal loans), credit cards, and debit cards.

Corporate Banking: Corporate finance, project finance, working capital finance, and other services for large businesses.

SME Banking: Tailored financial solutions for small and medium enterprises to support their growth and operations.

International Trade Finance: Services such as letters of credit, guarantees, and remittances to facilitate international trade.

Treasury Operations: Managing the bank's liquidity and investment portfolio.

Digital Banking: Internet banking, mobile banking, and ATM services to provide convenient access to banking facilities.

NCC Bank Ltd. plays a vital role in the economic development of Bangladesh by mobilizing savings, providing credit, and facilitating financial transactions across various sectors of the economy. Its operations are regulated by Bangladesh Bank, the central bank of Bangladesh.

NCC Bank Ltd. offers a wide array of banking products and services. These include:

Deposit Products: Savings Accounts, Current Accounts, Fixed Deposit Receipts, and various Special Deposit Schemes such as Monthly Savings Scheme, Millionaire Deposit Scheme, and Double Benefit Deposit Scheme.

Loan Products: Personal Loans, Home Loans, Auto Loans, Business Loans, SME Loans, Corporate Loans, Project Finance, Working Capital Finance, and Syndicated Loans.

Card Products: Credit Cards (Visa, MasterCard) and Debit Cards (Visa).

Digital Banking Services: Internet Banking, Mobile Banking (NCC m-Connect), SMS Banking, and ATM Services.

Trade Finance: Import Letters of Credit (LCs), Export LCs, Bank Guarantees, Inland Bill Purchase, and Foreign Bill Purchase.

Remittance Services: Inward Remittance, and Foreign Currency Accounts including FC Accounts, NFCD Accounts, and RFCD Accounts.

Other Services: Locker Services, Treasury Services, Shariah Based Banking, Custodial Services, and Merchant Acquiring.