CHANG HWA COMMERCIAL BANK LTD

Company Type: Chang Hwa Commercial Bank Ltd. is neither a factory nor a trading company. It is a financial institution, specifically a commercial bank.

Introduction:

Chang Hwa Commercial Bank Ltd. is a prominent financial institution headquartered in Taiwan. Established in 1905, it is one of Taiwan's oldest and largest commercial banks, playing a significant role in the nation's financial sector. The bank provides a comprehensive range of banking and financial services to individuals, corporations, and government agencies. These services include deposit accounts, loans, foreign exchange, international trade financing, wealth management, credit cards, and other financial products and solutions. As a commercial bank, its primary function is to facilitate economic activities by offering essential financial services rather than manufacturing goods or engaging in trade.

Chang Hwa Commercial Bank Ltd. provides a comprehensive range of financial products and services for both individual and corporate clients.

Personal Banking Products and Services:

Deposit Accounts:

Demand deposits

Time deposits

Savings accounts

Foreign currency deposits

Loan Products:

Mortgage loans

Auto loans

Personal unsecured loans

Student loans

Home improvement loans

Credit Cards:

Various types of credit cards with different benefits and reward programs

Wealth Management:

Investment funds

Structured products

Insurance products (life insurance, accident insurance)

Trust services

Digital Banking:

Online banking services

Mobile banking applications

ATM services

Corporate Banking Products and Services:

Corporate Loans:

Working capital loans

Medium and long term project finance

Equipment finance

Trade finance (import and export financing)

Cash Management:

Account services

Payment and collection services

Liquidity management

Treasury and Investment Services:

Foreign exchange services

Interest rate products

Bonds and securities trading

International Banking:

Cross border remittances

International trade financing

Foreign currency exchange services

Other Services:

Custody services

Guarantees

Safe deposit boxes