TO THE ORDER OF THE SIAM COMMERCIAL

TO THE ORDER OF THE SIAM COMMERCIAL company refers to The Siam Commercial Bank Public Company Limited.

It is neither a factory nor a trading company. It is a financial institution, specifically a commercial bank.

Company Introduction:

The Siam Commercial Bank Public Company Limited (SCB) is a leading universal bank in Thailand, holding the distinction of being the first Thai bank, established in 1907. Headquartered in Bangkok, Thailand, SCB provides a comprehensive array of financial products and services.

SCB's core business revolves around offering banking and financial services to a diverse customer base, including:

Retail Banking: This segment serves individual customers with products such as savings accounts, current accounts, personal loans, housing loans, credit cards, investment products, and wealth management services.

Corporate Banking: This segment provides financial solutions to corporate clients, encompassing corporate loans, trade finance, cash management, foreign exchange services, and advisory services.

Wholesale Banking: Catering to large corporations and institutional clients with more specialized financial products and services.

Investment Banking: Through its subsidiaries, SCB offers capital market services, including securities brokerage, asset management, and investment advisory.

SCB is recognized for its robust financial performance, extensive network of branches and ATMs nationwide, and its strong focus on digital transformation and innovation in the banking sector. It is a publicly listed company on the Stock Exchange of Thailand (SET).

The Siam Commercial Bank Public Company Limited (SCB), and its subsidiaries, offers a comprehensive range of financial products and services, including:

Retail Banking

Accounts and Deposits

Savings Accounts

Current Accounts

Fixed Deposit Accounts

Long Term Deposit Accounts

Loans

Home Loans (Mortgage)

Personal Loans (Unsecured)

Car Loans (Hire Purchase)

Business Loans (for small businesses)

Cards

Debit Cards

Credit Cards

ATM Cards

Prepaid Cards

Gift Cards

Insurance (Bancassurance)

Accident Insurance

Savings Insurance

Health Insurance

Other Insurance Products

Life Insurance

General Insurance

Investments

Mutual Funds

Bonds

Debentures

Equity (Securities Trading via subsidiaries)

Asset Management (via subsidiaries)

Digital Banking and Payments

SCB EASY App (Mobile Banking)

Digital Banking Services

Payment Services

Direct Debit

Top Up Services

Domestic Fund Transfer

International Remittance Service (via SWIFT)

Foreign Exchange Services

Merchant Services (QR Payment support)

Corporate and Business Banking

Credit Facilities

Overdrafts

Corporate and Commercial Lending

Cash Management Services

Business Collection and Payment Services

Liquidity Management

International Trade Financing

Import Services

Export Services

Trade Finance

Treasury Products

Foreign Exchange Rate Risk Management

Interest Rate Risk Management

Capital Markets and Investment Banking

Fixed Income Instrument and Underwriting Service

Structured Finance

Project Finance

Corporate Advisory

Debt and Capital Market Products

Other Services

Leasing and Hire Purchase (via subsidiaries)

Debt Collection Services (via subsidiaries)

Financial Advisory Services

Custodial Services

Securities Services