THE NATIONAL CREDIT AND COMMERCE

Company Introduction: THE NATIONAL CREDIT AND COMMERCE

Type of Business: Financial Institution (Commercial Bank)

THE NATIONAL CREDIT AND COMMERCE, now officially known as NCC Bank PLC, is a leading commercial bank in Bangladesh. It was initially established in 1985 as an investment company named National Credit Limited. In response to the evolving financial landscape and the increasing demand for comprehensive banking services, it transitioned into a full-fledged commercial bank in 1993 and was renamed National Credit and Commerce Bank Limited. The bank subsequently adopted its current name, NCC Bank PLC, reflecting its status as a Public Limited Company.

NCC Bank PLC provides a wide range of modern banking products and services to individuals, small and medium enterprises (SMEs), and corporate clients throughout Bangladesh. Its service offerings encompass retail banking (including various types of accounts, loans, and credit cards), corporate banking, SME banking, foreign exchange services, trade finance, treasury operations, and other specialized financial solutions.

The institution is dedicated to fostering the socio-economic development of Bangladesh by delivering efficient and customer-centric financial services. It leverages technology to enhance its operations and customer experience while upholding strong corporate governance principles. NCC Bank PLC operates through an extensive network of branches and ATM booths across the country, aiming to be a trusted financial partner for its diverse clientele.

THE NATIONAL CREDIT AND COMMERCE Bank PLC (NCC Bank PLC) in Bangladesh primarily offers a range of financial products and services, rather than manufacturing or selling physical goods. These services include:

Deposit Products:

Savings Accounts

Current Accounts

Fixed Deposit Accounts

Special Savings Schemes

Kids Accounts

Student Accounts

Pensioner Accounts

Loan Products:

Personal Loans

Home Loans

Auto Loans

Business Loans

SME Loans (Small and Medium Enterprise)

Agricultural Loans

Term Loans

Working Capital Loans

Project Finance

Card Services:

Debit Cards

Credit Cards (Visa, Mastercard)

Prepaid Cards

Digital Banking Services:

Internet Banking

Mobile Banking (App-based services)

SMS Banking

ATM Services

Trade Finance:

Letters of Credit (LC)

Bank Guarantees (BG)

Export and Import Finance

Bills Discounting

Remittance Services:

Inward and Outward Remittance

Western Union Services

MoneyGram Services

Other Services:

Locker Services

Treasury Services

Corporate Banking

Islamic Banking (through dedicated windows/branches)

Agent Banking

Online Fund Transfers