SHAHJALAL ISLAMI BANK

Shahjalal Islami Bank PLC is a financial institution, specifically an Islamic commercial bank, not a factory or a trading company.

Company Introduction:

Shahjalal Islami Bank PLC is a leading private commercial bank in Bangladesh, established in 2001 with the primary objective of conducting all banking operations strictly in accordance with Islamic Shariah principles. Headquartered in Dhaka, the bank has grown significantly to become a prominent entity in the country's financial landscape.

The bank offers a comprehensive range of banking products and services catering to various customer segments including retail, small and medium enterprises (SMEs), and corporate clients. Its services encompass diverse deposit schemes, investment (financing) products, foreign exchange services, trade finance, treasury operations, and other ancillary banking facilities, all meticulously designed to comply with Islamic Shariah.

Shahjalal Islami Bank is dedicated to fostering the socio-economic development of Bangladesh by providing ethical, transparent, and socially responsible banking solutions. It operates through an extensive network of branches, sub-branches, and ATM booths spread across the nation, ensuring wide accessibility and convenience for its valued customers. The bank places a strong emphasis on customer satisfaction, technological advancement, and robust corporate governance to achieve sustainable growth and maintain its commitment to Islamic banking values.

Shahjalal Islami Bank offers a wide array of financial products and services. These primarily include:

Deposit Products:

Al-Wadiah Current Account

Mudarabah Savings Deposit Account

Mudarabah Term Deposit Account

Mudarabah Special Notice Deposit

Mudarabah Hajj Savings Account

Mudarabah Millionaire Deposit Scheme

Mudarabah Lakhpati Deposit Scheme

Mudarabah Kotipati Deposit Scheme

Mudarabah Monthly Income Scheme

Mudarabah Monthly Savings Scheme

Mudarabah Education Savings Scheme

Mudarabah Marriage Savings Scheme

Mudarabah Pension Savings Scheme

Mudarabah Double Benefit Scheme

Mudarabah Triple Benefit Scheme

Mudarabah Deposit Scheme for Children

Mudarabah Deposit Scheme for Women

Mudarabah Senior Citizen Savings Scheme

Investment Products (Financing):

Murabaha (for working capital, consumer goods, trade finance)

Bai-Murabaha

Ijarah (Leasing for machinery, vehicles)

Musharakah (Partnership financing)

Mudarabah (Profit sharing financing)

Salam (Advance payment for future delivery)

Istisna (Manufacturing finance)

Hire Purchase Shirkatul Melk (for real estate, vehicles)

International Trade and Foreign Remittance Services:

Import Financing (Letter of Credit, Loan against Trust Receipt)

Export Financing (Pre-shipment and Post-shipment finance)

Foreign Remittance Services

Retail Banking Products:

Home Investment Scheme

Car Investment Scheme

Consumer Durables Investment Scheme

Personal Investment Scheme

SME Banking Products:

Various financing schemes tailored for Small and Medium Enterprises based on Murabaha, Ijarah, and Musharakah principles.

Card Services:

Debit Cards (VISA, MasterCard branded)

Digital Banking Services:

Internet Banking

Mobile Banking (SJIBL GO App)

SMS Banking

E-Commerce Payment Gateway

Other Banking Facilities:

Locker Services

Automated Teller Machine (ATM) Services

Utility Bill Payment Services