BANCO DE ORO UNIBANK INC

BANCO DE ORO UNIBANK INC.

Company Introduction:

Banco de Oro Unibank Inc. (BDO) is one of the largest full-service universal banks in the Philippines. It offers a complete range of industry-leading products and services, including lending (corporate and consumer), deposit-taking, foreign exchange, brokering, trust and investments, credit cards, corporate cash management, and remittances. BDO has a wide distribution network, with numerous branches and ATMs nationwide, and a growing presence in the international market. It serves diverse market segments, from large corporations to small and medium enterprises, and individual customers.

Factory or Trader:

Neither. Banco de Oro Unibank Inc. is a financial services institution, specifically a bank. It is not involved in manufacturing (factory) or the buying and selling of physical goods (trader).

Banco de Oro Unibank Inc. (BDO) produces or sells a comprehensive range of financial products and services. These include various deposit products such as savings accounts, checking accounts, time deposits, and foreign currency accounts. Their loan offerings cover personal loans, auto loans, home loans, and business loans for small and medium enterprises as well as large corporations. They provide a full suite of card products including credit cards, debit cards, and prepaid cards.

BDO's investment products feature unit investment trust funds (UITFs), bonds, equities through stock brokerage services, and mutual funds. They also offer trust and wealth management services, including estate planning, investment advisory, and retirement planning. Insurance solutions are provided through BDO Life for life insurance and BDO Insure for non-life insurance products.

Other key services include remittance services for both inward and outward money transfers, foreign exchange services, and a variety of treasury products. Digital banking solutions such as online banking and mobile banking are available, alongside traditional ATM services. Furthermore, BDO offers cash management services, trade finance, payroll services, and safety deposit boxes.