OCBCBANK M. BHD

OCBC Bank (Malaysia) Berhad Company Profile

OCBC Bank (Malaysia) Berhad is neither a factory nor a trader; it is a financial institution.

Company Introduction:

OCBC Bank (Malaysia) Berhad is a leading financial services institution in Malaysia. It operates as a subsidiary of OCBC Bank, Singapore, which is one of the largest financial services groups in Southeast Asia. OCBC Malaysia offers a comprehensive suite of banking and financial solutions to individuals, small and medium-sized enterprises (SMEs), and large corporations.

The bank's services encompass commercial banking, investment banking, Islamic banking, and wealth management. Its product offerings include various types of deposits, loans, credit cards, insurance, unit trusts, and other financial products. OCBC Bank (Malaysia) Berhad is committed to providing innovative and customer-centric financial services through its extensive network of branches and ATMs across Malaysia.

OCBC Bank Malaysia Berhad is a licensed commercial bank that provides a comprehensive range of financial products and services. Its offerings are categorized as follows:

1. Personal Banking Products

- Deposit Accounts: Savings accounts, current accounts, and fixed deposit accounts.

- Cards: Credit cards and debit cards offering cashback, air miles, and rewards.

- Loans and Financing: Housing loans, mortgage financing, renovation loans, and personal loans.

- Wealth Management: Unit trusts, retail bonds, structured investments, and dual currency investments.

- Insurance: Bancassurance products including life insurance, endowment plans, medical insurance, and travel insurance.

2. Business and Corporate Banking Products

- Business Accounts: Business current accounts and multi-currency accounts.

- Business Financing: Commercial property loans, business term loans, working capital financing, and SME loans.

- Trade Finance: Letters of credit, bank guarantees, trade loans, and export/import financing.

- Cash Management: Digital payment solutions, collection services, liquidity management, and payroll services.

- Treasury and Capital Markets: Foreign exchange transactions, interest rate hedging, and money market instruments.

3. Islamic Banking Products (Offered through OCBC Al-Amin Bank Berhad)

- Shariah-compliant savings and deposit accounts.

- Islamic home financing, term financing, and business financing.

- Takaful (Islamic insurance) products.

- Islamic investment and wealth management solutions.

4. Digital Banking Services

- Mobile Banking: OCBC Malaysia Mobile Banking app for personal customers.

- Online Banking: OCBC Internet Banking for individuals and Velocity by OCBC for business clients.