TO BANKISLAMI PAKISTAN LIMITED CEN

Company Profile: BankIslami Pakistan Limited

BankIslami Pakistan Limited is a licensed and regulated commercial bank operating in Pakistan. It commenced operations in 2006 as the first Shariah-compliant commercial bank in the country. The bank offers a comprehensive range of Islamic banking products and services to individuals, corporate entities, and small and medium-sized enterprises (SMEs). Its services include current and savings accounts, various types of financing (such as Murabaha, Ijarah, and Musharakah), remittances, trade finance, and digital banking solutions. BankIslami operates a network of branches across Pakistan, aiming to provide convenient and accessible Islamic financial services.

Regarding whether it is a factory or a trading company:

BankIslami Pakistan Limited is neither a factory nor a trading company. It is a financial institution that provides banking and financial services. It does not manufacture goods (like a factory) nor does it buy and sell physical goods for profit (like a trading company). Its core business is service-oriented, facilitating financial transactions and providing credit and other banking facilities in accordance with Islamic Shariah principles.

BankIslami Pakistan Limited provides a range of Shariah compliant financial products and services. These include:

Deposits and Accounts

Savings Accounts

Current Accounts

Term Deposit Accounts

Foreign Currency Accounts

Youth Accounts

Senior Citizen Accounts

Special Purpose Accounts

Financing Solutions

Auto Financing (Car Ijarah)

Home Financing (House Musharakah)

Personal Financing

Business and Corporate Financing (Murabaha, Musharakah, Mudarabah, Ijarah, Istisna, Salam)

Small and Medium Enterprise (SME) Financing

Agriculture Financing

Cards

Debit Cards (Visa, MasterCard)

Prepaid Cards

Credit Cards (Shariah compliant charge cards)

Trade Finance Services

Import and Export Financing

Letters of Credit (LCs)

Letters of Guarantee (LGs)

Documentary Collections

Treasury and Investment Services

Sukuk (Islamic Bonds)

Investment Certificates

Foreign Exchange Services

Digital Banking Services

Mobile Banking

Internet Banking

ATM Services

SMS Banking

Other Services

Remittance Services (Local and International)

Locker Facilities

Pay Orders and Demand Drafts

Utility Bill Payments

Bancatakaful (Islamic insurance products in partnership with Takaful providers)