TO SHANJALAL ISLAMI BANK PLC

Country: Bangladesh

Business Type: Financial Institution (Bank)

Shahjalal Islami Bank PLC is a prominent financial institution based in Bangladesh. It operates as a commercial bank, offering a comprehensive suite of banking products and services to its customers, including individuals, small and medium enterprises, and corporate clients. The bank is committed to providing Shariah-compliant banking solutions, adhering to Islamic principles in all its operations. Its services typically include deposit accounts, financing facilities, foreign exchange, trade finance, and various other retail and corporate banking services.

It is neither a factory nor a trading company.

SHANJALAL ISLAMI BANK PLC provides a range of Islamic banking products and services. These include:

Deposit Products:

Mudarabah Savings Account

Mudarabah Term Deposit Account

Al-Wadiah Current Account

Mudarabah Special Notice Deposit

Mudarabah Hajj Savings Scheme

Mudarabah Marriage Savings Scheme

Mudarabah Education Savings Scheme

Mudarabah Millionaire Scheme

Mudarabah Double Benefit Scheme

Mudarabah Monthly Income Scheme

Mudarabah Monthly Savings Scheme

Mudarabah Lakhpati Savings Scheme

Financing Products:

Murabaha (Cost Plus Sale) for various purposes including trade, working capital, and consumer goods.

Bai-Muajjal (Deferred Payment Sale) for asset acquisition.

Ijarah (Leasing) for equipment, vehicles, and real estate.

Musharakah (Partnership) for project financing and business ventures.

Mudarabah (Profit Sharing) for investment financing.

Istisna (Manufacturing Finance) for construction and production.

Salam (Advance Payment Sale) for agricultural and industrial products.

Small and Medium Enterprise (SME) Financing

Agricultural Financing

Housing Finance

Remittance Services:

Inward and Outward Remittances

Card Services:

Debit Cards

Digital Banking Services:

Internet Banking

Mobile Banking (App-based services)

SMS Banking

ATM Services

Ancillary Services:

Locker Services

Foreign Exchange Services

Import and Export Financing (Letter of Credit, Export Bill Purchase)

Bank Guarantees

Pay Orders and Demand Drafts

Collection of Bills

Treasury Operations